Upgrade your café, restaurant, bar or food business without putting pressure on your cash flow. Equippay helps Australian hospitality businesses access finance for coffee machines, ovens, refrigeration, dishwashers, POS systems, commercial kitchen equipment, furniture, fit-outs and more. Whether you are opening a new venue, replacing old equipment or expanding your capacity, we can help you structure finance around your business.

Running a hospitality business means managing tight margins, staff costs, rent, supplier bills, stock, maintenance and daily operating pressure. At the same time, your equipment has to keep up. A failing coffee machine, unreliable fridge, slow dishwasher or outdated oven can affect service, customer experience and revenue. But paying upfront for new commercial equipment can drain working capital that may be needed elsewhere in the business. Hospitality equipment finance can help you upgrade, replace or expand your equipment while spreading the cost over time.
Commercial kitchen equipment, refrigeration, coffee machines and fit-outs can require a large upfront investment.
Hospitality businesses often need to manage wages, stock, rent, utilities and supplier accounts at the same time.
When essential equipment stops working, it can disrupt service and cost your venue revenue.
Opening a new venue, adding a kitchen, expanding seating or upgrading systems often requires equipment before the extra revenue comes in.
Equippay can assist with finance options for a wide range of hospitality and food service equipment. Whether you are buying one coffee machine or fitting out an entire venue, Equippay can help you explore suitable finance options.
Commercial Coffee Machines
Coffee Grinders
Commercial Ovens
Combination Ovens
Convection Ovens
Pizza Ovens
Cooktops & Ranges
Deep Fryers
Grills & Hot Plates
Commercial Dishwashers
Glass Washers
Commercial Refrigeration
Freezers & Cool Rooms
Display Fridges
Ice Machines
Food Prep Benches
Mixers & Processors
Bain-maries
Exhaust & Ventilation
POS Systems
Online Ordering Systems
Tables, Chairs & Furniture
Bar Equipment
Kitchen Fit-Out Costs
Front-of-House Fit-Out Costs
Delivery & Installation Costs
We work with a wide range of hospitality and food service businesses, including:
If the equipment is used for your business, there may be a finance option available.
Use the repayment calculator to get an idea of what your hospitality equipment finance could look like. Your final repayment will depend on the equipment type, loan amount, business profile, lender approval, term selected and any applicable fees.
Simple steps, whether you are upgrading your venue or selling equipment to hospitality businesses.
Help your customers buy sooner by offering finance at the point of sale. Equippay gives suppliers a simple way to provide equipment finance options without becoming the broker, chasing banks or managing the approval process yourself.
For hospitality businesses, equipment is not just a purchase. It directly affects service speed, food quality, customer experience and daily operations.
Whether you need a new coffee machine, commercial oven, cool room, dishwasher, POS system or full kitchen fit-out, Equippay helps make the purchase easier to manage by spreading the cost over time.
Instead of delaying upgrades because of upfront equipment costs, finance can help your venue keep moving while protecting cash flow.
Keep cash available for wages, rent, stock, supplier accounts and day-to-day operating costs.
When essential equipment breaks down or becomes unreliable, finance can help you act sooner.
Finance can help you expand your kitchen, increase service capacity, open a new location or improve the customer experience.
Choose equipment that suits your venue's long-term needs rather than settling for a cheaper short-term option.
Spread the cost of equipment over time with repayments that suit your business cash flow.
Deal with an Australian team that understands business equipment finance.
Upgrade your café, restaurant, bar or food business with finance options designed for Australian hospitality businesses. Apply online and see what hospitality equipment finance options may be available for your business.