Equip Your Hospitality Business

Finance treadmills, strength equipment, cardio machines—everything your gym needs to grow. Same-day approval, no upfront costs.

Hospitality Business equipment
EQUIPMENT COST
$50,000
WEEKLY
$364
per week
MONTHLY
$1,578
per month
Apply Now
60s
Application
Same Day
Approval time
$2k–$500k
Loan Amount
$5M+
Equipment financed

The Reality of Hospitality Finance

Running a café or restaurant is tough enough. Equipment costs shouldn't stop you growing.

High Upfront Costs

Commercial kitchen equipment drains cash reserves before you even open the doors.

Seasonal Cash Flow

Summer surges and winter slumps make large equipment purchases difficult to time.

Equipment Obsolescence

Technology moves fast — stay competitive without committing to huge capital outlays.

Breakdown Risk

Quick access to replacement machines keeps your doors open and revenue flowing.

Everything Your Kitchen Needs

From espresso machines to full commercial kitchen fit-outs — if it powers your business, we can finance it.

Commercial Ovens

Coffee Machines

POS Systems

Refrigeration

Furniture & Seating

Dishwashers

Bar Equipment

Kitchen Prep

See Your Repayments Instantly

Equipment Cost
$50,000
Weekly
$524
Monthly
$2,273
Apply Now

How It Works

Simple steps — whether you're buying equipment or selling it.

Finance Your Equipment

1
Pick Equipment
Choose what you need — ovens, coffee machines, POS, and more.
2
Apply in 60 Seconds
8 simple questions about your business and equipment.
3
Same-Day Outcome
Know if you're approved before end of business.
4
Equipment Delivered
We arrange everything. You focus on running your venue.
5
Simple Repayments
Fixed weekly or monthly instalments over 12–60 months.

Close More Deals

1
Customer Inquiry
A restaurant or café wants to upgrade equipment.
2
Send a Quote
Use the EquipPay partner portal for instant finance quotes.
3
Customer Applies
Track their application and approval status in real-time.
4
EquipPay Pays You
We settle directly to you — same-day once approved.
5
Earn Commission
Receive 2–5% commission on every settled deal.

Real Gyms, Real Transformations

"
We wanted to add a strength training section and upgrade our cardio deck, but $50K upfront was impossible. EquipPay approved us in days. The new equipment attracted serious lifters, our monthly revenue jumped 40%, and the loan repayments are covered 4x over by new membership fees. Couldn't have done the expansion without this.
D
David S.
Owner, Peak Performance Gym, Melbourne
60s
Application
Same Day
Approval time
$2k–$500k
Loan Amount
$5M+
Equipment financed

Built for Hospitality Businesses

Finance that works as hard as you do — designed for the way restaurants and cafés actually operate.

Same-Day Approval

Know your outcome before closing time. No weeks of waiting or chasing banks.

No Upfront Costs

100% of equipment cost financed. Keep your cash reserves where they belong.

Fixed Repayments

Predictable weekly or monthly instalments. Budget with complete confidence.

Flexible Terms

Choose 12–60 months. Match repayments to your revenue cycle and cash flow.

Dedicated Support

Talk to a real person. Australian team, Australian values, real expertise.

Upgrade Path

Outgrowing your equipment? Refinance and upgrade without starting over.

Frequently Asked Questions

Everything you need to know about financing hospitality equipment.

Yes — we finance both new and refurbished commercial equipment. Condition and residual value are assessed as part of the application.

Ready to Upgrade Your Business?

Join 50+ hospitality venues already using EquipPay to grow without the upfront costs.

For Restaurant Owners
Finance Your Equipment Today
Get same-day approval. No upfront cost. 60-second application.
Apply Now
For Equipment Suppliers
Close Bigger Deals
Get instant pre-approval quotes. Earn 2–5% commission per deal.
Become a Partner